As a municipally owned Insurance Company, NYMIR strives to provide insurance coverage that is most important for New York State Local Governments. 

NYMIR prides itself on its extensive knowledge of municipal issues and its relationship with the NYS Association of Towns who act as part of the Attorney- In- Fact.  Over 925 New York municipalities enjoy ownership and the most comprehensive coverage available at stable premiums with an A- (Excellent) rated Company by AM BEST.

Coverage Highlights Include:

• Flood & Earthquake Automatically Included                                     
• Hot Pursuit for Law Enforcement for Property and Equipment 
• Replacement Cost for Police Vehicles<10years     
• Accidental Pollution Coverage                                                                 
• 911 Coverage
• Agreed Value for Dump trucks regardless of age                             
• Jail Health Care
• Full Limits for sexual abuse & molestation                                          
• Medical Examiner/ Coroner
• Full Limits for Employment Related Practices Liability                   
• Foster Care Liability for County
• County Employed Attorneys/Public Defenders/Prosecutors       *
• Full Limits for Failure to Supply Water
• Land Use & Zoning Coverage automatically included
• Deductible Reimbursement for Officers & Directors when using personal vehicle for County business

*Full Defense provided without cost to the insured

NYMIR has distinguished itself by providing the very best in claims service when defending claims. When our members suffer a claim, NYMIR goes above and beyond to find coverage and aggressively defend any and all frivolous lawsuits. This philosophy and service is evidenced in a retention rate of 99% and a satisfied municipal membership of every type and size, from every corner of our State. NYMIR is an insurance company for local governments run by local government officials, endorsed by the municipal associations, and responsive to ever changing needs of today’s municipalities.